you want More
for Your Smile
Urge Lawmakers to Support More for Your Smile
The More for Your Smile legislative package is driving crucial changes to enhance transparency and accountability for dental insurance companies, ultimately directing more patient dollars toward quality care.
The Illinois State Dental Society made significant progress during the Spring 2023 legislative session, with two of the three insurance reform measures – safeguards for network leasing and a ban on virtual credit card fees – passing both Chambers and being signed into law by Governor JB Pritzker. These reforms are a step closer to ensuring dental insurance companies prioritize patient care over administrative expenses.
We continue to advocate for consumer-centered legislation that would ensure dental insurance companies spend at least 80 percent of premiums on dental benefits and quality improvements. Join us in urging lawmakers to provide Illinois patients with more transparency, better value, and increased access to essential dental care.
Together, we can achieve a better dental insurance system that benefits all patients.
Better Dental Benefits Urgently Needed
More than 1 in 2 Americans report skipping care or avoiding it altogether because of costs, and dental work is among the most frequently skipped forms of care. Dentists deeply care about their patients and strongly oppose any practice that limits patients’ access to the care they need, such as padding insurers’ bottom line.
As much as 40 percent of patient premium dollars currently go to administrative costs like marketing, profits, and bonuses, rather than being directed to patient care.
However, we are making significant progress in addressing these issues, but we need your help.
Tell your lawmakers to support legislation that will achieve more for patients.
Direct Patient Dollars to Patient Care
Protects patient dollars by requiring dental insurance carriers to spend at least 80% of premium dollars on patient care rather than administrative costs, salaries and profits. This approach is already in effect in Illinois for medical insurance and this bill would establish it for dental as well.
Ensures Transparency and Value in Dental Insurance
Ensures transparency and value in dental insurance rates which will help reduce out-of-pocket costs for dental patients. This measure will make access to dental care and procedures more affordable and encourage people who are reluctant to go to the dentist to receive dental care.
More Value from Dental Insurance Plans
A dental loss ratio of 80% will enhance accountability for dental insurance companies. By ensuring that a higher percentage of patient premiums is directed towards quality dental benefits and patient care, patients will be able to maximize the benefits and access to essential dental care.
What People Are Saying
Want to Make a Difference?
Two simple ways to get involved
Once you’ve signed the More for Your Smile Petition, here are two simple ways to get involved.
GET IN TOUCH
Contact your legislator today and tell them you want More for Your Smile and urge them to support this legislation.